Richard F. DeMong

Experience

Teaching:

September 1977 to present

McIntire School of Commerce, University of Virginia.

Virginia Bankers Professor of Bank Management (1993 to present)

Professor (1987 to present); Associate Professor (1980 to 1987);

Assistant Professor (1977 to 1980)

Taught Managerial Finance (I and II), GNP Forecasting, Small Business

Finance, Portfolio Management, and Investments (graduate and undergraduate)

August 1999

Instructor, “Home Equity and Subprime Lending,” SNL Securities and University of Virginia Analyst Training in the Financial Services Sector Seminar, Charlottesville, Virginia

January 1999

Instructor, “Equity Valuation,” UBS AG, Basel, Switzerland

September 1998 to present

Director and Principal Investigator, McIntire Entrepreneurial Training Program for

Montenegro, Yugoslavia Professors and Business Development Directors

February and March 1996

Director, Instructor and Principal Investigator, McIntire Entrepreneurial Training Program for Romanians Entrepreneurs and Executives

June 1998 to present

Instructor, Bank Administration Institute, “Finance for Non-Financial Banking Executive”

August 1995

Instructor and Principal Investigator, Central Asia American Enterprise Fund, “Financial Analysis,” Almaty, Kazakstan

July 1995

Instructor, Virginia Bankers School of Bank Management

June 1995 and December 1996

Instructor, International Banking School, “Strategic Bank Planning,” Almaty, Kazakstan

July 1994 and July 1993

Director, Instructor and Principal Investigator, McIntire International Banking School

November 1993

Academic Director, Instructor and Principal Investigator, McIntire Entrepreneurship Training Course, Czech Entrepreneurial Association

March 1993

Instructor, Securities Analysts Association, Bangkok, Thailand

November 1992 to 1994

Instructor, Community Bank Lending I and Community Bank Lending II, Virginia Bankers Association

January 1990 to present

Instructor - National Wholesale Lumber Association, Executive Management Institute

June 1989 to 1995

Academic Director, Instructor and Principal Investigator- Virginia Management Program for Booksellers (formerly American Booksellers Association Advanced Business Management Course)

February 1989 to 1998

Instructor - Union Bank of Switzerland, Zurich, Switzerland

July 1987 to 1995

Instructor - Virginia Management Program (Formerly McIntire Entrepreneurial Executive Institute)

August 1986 to 1990

Instructor - Petroleum Marketing Education Foundation

May 1986 to present

Instructor - The Financial Analysts' Review of the United States, Raleigh, North Carolina

November 1984 to 1988

Instructor - Navy Family Housing Management Institute

August 1980 to August 1982

Instructor - Graduate School of Retail Bank Management (formerly Graduate School of Consumer Bankers)

July 1980 to August 1981

Instructor - Virginia Bankers Association School of Bank Management

June 1980 to June 1986

Instructor - Career Opportunities Institute for Ph.D.s in the Arts and Sciences

September 1980 to 1983

Instructor - “Procurement at the University of Virginia” (3-day management development seminar for the University of Virginia)

September 1974 to December 1975; September 1976 to December 1976

Part-time instructor of finance - University of Colorado

Research:

September 1991 to present

Director, Center for Financial Services Studies, McIntire School of Commerce, University of Virginia

July 1982 to December 1985

Research Director, Financial Analysts Research Foundation

July 1976 to February 1987

Research Associate, Acquisition Officer, U.S. Air Force Reserves, Business Research Management Center, Wright-Patterson Air Force Base, Ohio.

January 1976 to July 1976

Graduate Assistant (research appointment), Bureau of Business Research, University of Colorado.

Consulting:

November 1996 to present

Director, The Universal Bond Fund Limited, Optima Fund Management.

December 1986 to 1998

Research Consultant, Consumer Bankers Association, Arlington, Virginia

May 1982 to 1984

Research Consultant, Institute of Chartered Financial Analysts, Charlottesville, Virginia

April 1976 to 1984

Financial Consultant, National Precast Concrete Association, Indianapolis, Indiana

June 1976 to 1984

Small Business Consultant, Small Business Administration (SBI and ACE programs)

July 1973 to January 1974

Special Consultant, Keep America Beautiful/Action Research Model Project.

Expert Witness:

1994

Bridge Structural and Ornamental Ironworkers Local No. 207 Pension Fund V. Potomac Asset Management (N.D. Ohio No. 4:92 CVO475)

November 1992

Danny P. Goldstein, et al. vs. Lake Country, Inc., et al

1981

State Corporation Commission Hearing: Bank of Isle of Wright application

1980

State Corporation Commission Hearing: Cardinal Bank & Trust Company application

Military:

July 1976 to May 1989

Colonel, U.S. Air Force Reserve, Acquisition Contracting Staff Officer, Headquarters Air Force Systems Command, Andrews Air Force Base, Maryland.

September 1974 to July 1976

Supply and Transportation Officer, Colorado Air National Guard, Buckley ANG Base, Aurora, Colorado

April 1973 to August 1974

Race Relations and Personnel Officer, Virginia Air National Guard, Byrd Field, Sandston, Virginia

November 1966 to September 1972

Instructor Pilot, Aircraft Commander, Personnel and Administrative Officer, U.S. Air Force

Refereed Publications

“How Lenders Are Marketing Home Equity Products,” coauthored with John H. Lindgren, Jr., Journal of Retail Banking Services, 21, Spring 1999, pp. 31-37

“Home Equity Lending: Results Reveals Bright Picture,” coauthored with John H. Lindgren, Jr., Journal of Retail Banking, 17, 1995, pp. 37-48

“Designing an Assessment Program for Accounting,” coauthored with John H. Lindgren, Jr. and Susan E. Perry, Issues in Accounting Education 9, Spring 1994, pp. 11-27

“SNB Annual Conference,” Business Ethics Collection, Arthur Andersen & Co., S.C., 1991

Refereed Publications (continued)

“Current Findings and Trends in Home Equity Credit,” coauthored with Sandra L. Schmidt and John H. Lindgren, Jr., Journal of Retail Banking 9, Winter 1987-88, pp. 17-23

“The Changing Dow Jones Industrial Average,” coauthored with Hartman L. Butler, Jr. Financial Analysts Journal, July/August 1986, pp. 59-62

“Financial Analysts Research Foundation,” Financial Analysts Journal 41, March/April 1985, p. 19

“Is Curriculum Keeping Pace with Business?” coauthored with B. J. Campsey and L. C. Pettit, Jr. Business Forum 8, Fall 1983, pp. 32-36

“The Influence of Control on Financial Management: Further Evidence,” coauthored with B.J. Campsey. Review of Business and Economic Research 18, Winter 1983, pp. 60-70

“Award Fee Contract Provisions as a Program Management Tool,” Proceedings of the 1983 Federal Acquisition Research Symposium, December 1983, pp. 168-174

“Evaluating a Tax-Deferred Retirement Plan,” coauthored with W. K. Carter. Journal of the Institute of Certified Financial Planners 3, Winter 1982, pp. 207-215

“Surviving Money-Center Bank Competition,” coauthored with B. J. Campsey, L.C. Pettit, Jr. and B. E. Gup. The Bankers Magazine 165, July/August 1982, pp. 47-52

“Surviving Interstate Competition,” coauthored with B. J. Campsey, L. C. Pettit, Jr. and B. E. Gup. The Southern Banker 156, November 1981, p. 50

“Cost Accounting for the Small Business,” coauthored with David B. Croll. American Journal of Small Business 5, Spring 1981, pp. 48-57

“The Underlying Theory of Incentive Contracting,” coauthored with Daniel E. Strayer. Defense Management Journal 17, First Quarter 1981, pp. 42-51

“Incentive Contracting: The Underlying Theory,” coauthored with Daniel E. Strayer, The Proceedings: Ninth Annual DOD/FAI Acquisition Research Symposium, Department of Defense and the Federal Acquisition Institute, June 1980, pp. 10.3-10.10. Abstracted in Results of the Ninth Annual DOD/FAI Acquisition Research Symposium, Executive Office of the President, October 1980, p. 26

“Finance Curriculum for the Future: Perceptions of Practitioners and Academicians,” coauthored with B.J. Campsey and L. C. Pettit, Jr. Journal of Financial Education 8, 1979, pp. 45-48

Refereed Publications (continued)

“The Effectiveness of Incentive Contracting: What Research Tells Us,” National Contract Management Quarterly Journal, 12, Fourth Quarter, December 1978, pp. 12-22. Reprinted in Government Contract Service, 10-79, May 1979; Yearbook of Procurement Articles, 16, 1979, pp. 257-270; and Contract Management Study Guide, 1980 and 1981, Fort Belvoir, Virginia: The Defense System Management College

“A Test of Alternative Approaches to Security Selection,” coauthored with Robert F. Vandell, abstracted in Proceedings of the Fifteenth Annual Meeting, Eastern Finance Association, April 1979, pp. 28-29

“The Effectiveness of Incentive Contracting: What Research Tells Us,” The Proceedings: Seventh Annual Acquisition Research Symposium, Department of Defense and the Federal Acquisition Institute, June 1978, pp. 262-26. Recipient of the 2nd place award.

“The Family Owned Business: Capital Funding,” coauthored with Robert C. Dailey and Thomas E. Reuschling. American Journal of Small Business 2, October 1977, pp. 30-39

“External Uncertainty for the Family Corporation: Sources and Strategies,” coauthored with Robert C. Dailey and Thomas E. Reuschling. Journal of General Management 4, Winter 1976/77, pp. 60-67

Books, Cases, Monographs, and Non-refereed Articles

Contemporary Finance Journal, (forthcoming), Abstract of “Herding and Feedback Trading by Institutional and Individual Investors,” The Journal of Finance Vol. 54, No. 6 (December 1999), pp. 2263-2295

“Overview,” Technology Analysts Conference Proceedings, editor, (forthcoming), Charlottesville, Virginia: Association for Investment Management and Research, 2000, pp.

Technology Analysts Conference Proceedings, editor, (forthcoming), Charlottesville, Virginia: Association for Investment Management and Research, 2000

“Subprime (B& C Credit) Mortgage Loans,” Equity, Fall 1999, pp. 7 – 9

Contemporary Finance Journal, 2, Autumn 1998, Abstract of “Myth or Reality? The Long-Run Underperformance of Initial Public Offerings: Evidence from Venture and Nonventure Capital-Backed Companies,” The Journal of Finance Vol. LII, No. 5 (December 1997), pp. 1791-1821

Contemporary Finance Journal 1, Winter 1997, pp. 51-52, Abstract of “Internal Capital Markets and the Competition for Corporate Resources,” by Jeremy C. Stein, Journal of Finance, March 1997, 52, pp. 11-133

Books, Cases, Monographs, and Non-refereed Articles (continued)

Home Equity Loan Study: An Analysis of the Year-End 1997, coauthored with John H. Lindgren, Jr., Arlington, Virginia: Consumer Bankers Association, 1998

“Bank Investment Portfolios: Trends and Analysis,” Commercial Bank Investment Manual, Financial Management Series, edited by Edmund A. Mennis, Boston: Sheshunoff Information Services, Inc., 1989, pp. 15-1 to 15-22. Revised, June 1990; revised, January 1991; revised, June 1991; revised, December 1991; revised, May 1992; revised, September 1992; revised, May 1992; revised, December 1992; revised, June 1993; revised, December 1993; revised, June 1994; revised, December 1994; revised, June 1995; revised, December 1995; revised, April 1996; revised, October 1996; revised May 1997; revised December 1997; revised March 1998; revised December 1998; revised May 1999 and revised December 1999.

Home Equity Loan Study: An Analysis of the Year-End 1996, coauthored with John H. Lindgren, Jr., Arlington, Virginia: Consumer Bankers Association, 1997

“Trust Department Performance: Trends and Analysis,” Trust Department Management Manual, Financial Management Series Chapter 15, edited by Edmund A. Mennis, Boston: Sheshunoff Information Services, Inc., 1989, pp. 9-1 to 9-68. Revised, June 1990; revised, December 1991; revised, March 1992; revised, December 1992; revised, December 1993; revised, December 1994; revised, October 1995; revised, October 1996; and revised October 1997

Home Equity Loan Study: An Analysis of the Year-End 1995, coauthored with John H. Lindgren, Jr., Arlington, Virginia: Consumer Bankers Association, 1996

Home Equity Loan Study: An Analysis of the Year-End 1994, coauthored with John H. Lindgren, Jr., Arlington, Virginia: Consumer Bankers Association, 1995

“Smith-Midland, Inc.,” case coauthored with David B. Croll and John M. Gwin, McIntire International Case Competition, 1995

Home Equity Lending Survey for Year End 1993, coauthored with John H. Lindgren, Jr., Arlington, Virginia: Consumer Bankers Association, 1994

Home Equity Lending Survey for Year End 1992, coauthored with John H. Lindgren, Jr., Arlington, Virginia: Consumer Bankers Association, 1993

“1991 Home Equity Borrowers,” coauthored with John H. Lindgren, Jr., Equity, September 1992, pp. 4-10

“Overview of Investing Worldwide III,” Investing Worldwide III, Charlottesville, Virginia: Association for Investment Management and Research, 1992, pp. 1-4

Investing Worldwide III, editor, Charlottesville, Virginia: Association for Investment Management and Research, 1992

Home Equity Lending Survey for Year End 1991, coauthored with John H. Lindgren, Jr., Arlington, Virginia: Consumer Bankers Association, 1992

Home Equity Lending Survey for Year End 1990, coauthored with John H. Lindgren, Jr., Arlington, Virginia: Consumer Bankers Association, 1991

“Home Equity Lending: Trends and Analysis,” coauthored with John H. Lindgren, Jr., Journal of Retail Banking 12, Winter 1990, pp. 41-44

Home Equity Lending Survey for Year End 1989, coauthored with John H. Lindgren, Jr., Arlington, Virginia: Consumer Bankers Association, 1990

“Home Equity Lending in 1988: Trends and Analysis,” coauthored with John H. Lindgren, Jr., Journal of Retail Banking 11, Fall 1989, pp. 23-34

1989 Home Equity Lending Survey for Year End 1988, coauthored with John H. Lindgren, Jr., Arlington, Virginia: Consumer Bankers Association, 1989

“Composition of Bank Investment Portfolios,” Commercial Bank Investment Management Manual, Financial Management Series, Chapter 15, edited by Edmund A. Mennis, Boston: Sheshunoff Information Services, Inc., 1989, pp. 15-1 to 15-20

“Cunningham's Bookstore, Inc.,” case coauthored with Neil H. Snyder, John H. Lindgren, Jr., and David M. Maloney, 1989. Reprinted in Strategic Management Cases, by N. H. Snyder, A. J. Rowe, R. O. Mason, and K. D. Dickel, Addison-Wesley, 1991

Home Equity Lending Service, Chapter 1, “Executive Summary for the National Home Equity Lending Survey;” Chapter 2, “Contents for National Home Equity Lending Survey;” and Chapter 3, “Home Equity Lending in 1988,” coauthored with John H. Lindgren, Jr. and Sandra L. Schmidt: Boston, Warren, Gorham & Lamont, Inc., 1988

Principles of Financial Management, 2nd edition, coauthored with Burton A. Kolb, Plano, Texas: Business Publications, Inc., 1988

Instructor's Manual to Accompany Principles of Financial Management, 2nd edition, coauthored with Burton A. Kolb, Plano, Texas: Business Publications, Inc., 1988

Home Equity Lending Survey: Year End 1986, coauthored with John H. Lindgren, Jr. and Sandra L. Schmidt, Consumer Bankers Association, 1987

Broader Perspectives on the Interest of Pension Plan Participants, Monograph Number 22, co-edited with William S. Gray, III and Robert D. Milne, Charlottesville, Virginia: Financial Analysts Research Foundation, 1985

New Financial Instruments: A Descriptive Guide, Monograph Number 21, coauthored with Michael D. Atchison and John L. Kling, Charlottesville, Virginia: Financial Analysts Research Foundation, 1985

“Foreword,” to Interest Rate and Stock Index Futures and Options Characteristics, Valuations and Portfolio Strategies, Monograph Number 18, by Robert W. Kolb and Gerald D. Gay, Charlottesville, Virginia: Financial Analysts Research Foundation, 1985, pp. viii to ix

“New Financial Instruments,” coauthored with Michael D. Atchison and John L. Kling, Chapter in Financial Markets: Instruments and Concepts, Reston Publishing Company, Inc., Reston, Virginia, 1985

Takeovers and Shareholders: The Mounting Controversy, co-edited with John W. Peavy III, Charlottesville, Virginia: Financial Analysts Research Foundation, 1985. Abstracted in The CFA Digest 15 (Fall 1985), Charlottesville, Virginia: The Institute of Chartered Financial Analysts, pp. 35-36

“Naval Station Seashore: Financial Management,” case, coauthored with Robert S. Kemp and David B. Croll, Naval Facilities Engineering Command: Housing Financial Manual, U.S. Department of Defense, Alexandria, Virginia, 1985; revised in 1986 and 1987.

Starting a Small Business in Charlottesville and Albemarle County, editor, Central Virginia SCORE/ACE, 1982 and 1984

“Existing Sources of Small Business Information and Future Research Needs in Region III,” coauthored with James F. Buck, in Status of Small Business-Region III: An Economic Study, Small Business Administration, 1979, pp. N1-N33. Abstracted in Economic Research on Small Business: The Environment for Entrepreneurship and Small Business, Small Business Administration, 1981, p.85

Electronic Media

“IRA Considerations,” Nexus, WCVE-TV, Channel 23, Richmond, Virginia, October 14, 1984 and February 3, 1985

“Central Virginia SCORE/ACE,” Charlottesville Today, WVIR-TV, Channel 29, Charlottesville, Virginia, Spring 1982

“Virginia Small Business Assistance,” Conversations, WHSV-TV, Channel 3, Harrisonburg, Virginia, May 1981

Presentations

“Effective Case Teaching,” Teaching Resource Center, University of Virginia, Winter Conference, January 1998, with Felicia C. Marston

“Institutional Assessment,” College of West Virginia, April 25, 1997

“Assessment of Accounting Programs: Impediments and Progress,” 1996 Assessment Conference in Indianapolis, November 11, 1996

“Credit and Culture: Challenges in the Future,” Credit and the Economically Disadvantages Conference, Federal Reserve Bank of Kansas City, Kansas City, Missouri, November 3, 1994

“Home Equity Lending by Top Performing Lenders,” Home Equity Lending Conference, Consumer Bankers Association, Washington, D.C., October 23, 1994

“Effective Faculty Development,” and “Assessment and Total Quality Management,” AACSB Continuous Improvement Symposium, St. Louis, Missouri, September 1993

“1992 Home Equity Borrowers,” with John H. Lindgren, Jr., Second Annual Credit Union Research Colloquium, University of Virginia, November 1993

“Mergers and Acquisitions: Trends and Implications,” Tubingen University, Tubingen, Germany, June 1989

“Stocks Made Simple,” Trust Investment Seminar, Virginia Bankers Association, Richmond, Virginia, May 1988

“Current Issues in Ethics,” Financial Executives Research Foundation Trustees meeting, University of Virginia, Charlottesville, Virginia, October 1986

“Business and Acquisition Research at the Air Force Business Research Management Center,” Air University IMA Conference, Wright-Patterson AFB, Ohio, October 1986

“Award Fee Contract Provisions as a Program Management Tool,” 1983 Federal Acquisition Research Symposium, Williamsburg, Virginia, December 1983

“The Research Process of the Financial Analysts Research Foundation,” Financial Analysts Federation Annual Conference, Toronto, Canada, May 1983

“Banking Practices of Business Concerns: A Comparative Study,” Southern Finance Association, New Orleans, November 1981

“Economic Survival in Today's Economy,” with David B. Croll, National Precast Concrete Association Midyear Convention, Oklahoma City, Oklahoma, August 1981

“Cost Accounting and the Small Precaster,” National Precast Concrete Associate Annual Convention, Nashville, Tennessee, February 1981

“Incentive Contracting: The Underlying Theory,” Ninth Annual DOD/FAI Acquisition Research Symposium, Annapolis, Maryland, June 1980

“A Test of Alternative Approaches to Security Selection,” Eastern Finance Association, Washington, D.C., April 1979

“A Preliminary Investigation on the Influence of the Separation of Ownership and Control on the Risk and Return of O-T-C Companies,” with B. J. Campsey, Southern Finance Association, Washington, D.C., November 1978

“The Future Skills Required for Finance Students,” Financial Management Association, Minneapolis, Minnesota, October 1978

“The Effectiveness of Incentive Contracting: What Research Tells Us,” Seventh Annual DOD/FAI Acquisition Research Symposium, Hershey, Pennsylvania, June 1978

“Financial Management,” National Precast Concrete Association Annual Convention, Boston, October 1976

Publications Overseen while Research Director of Financial Analysis Research Foundation

Performance of Long-Term Marketable Securities: Risk-Return, Ranking and Timing 1961-1984 by Robert M. Soldofsky. Monograph Number 23. 72 pages. 1986

Broader Perspectives on the Interest of Pension Plan Participants, edited by Richard F. DeMong, William S. Gray, III, & Robert D. Milne. Monograph Number 22. 43 pages. 1985.

New Financial Instruments: A Descriptive Guide, by Michael D. Atchison, Richard F. DeMong, and John L. Kling. Monograph Number 21. 108 pages. 1985

Reaction of Financial Analysts to Management Earnings Forecasts, by Robert H. Jennings. Monograph Number 20. 38 pages. 1985

Canadian Stocks, Bonds, Bills and Inflation: 1950 - 1983, by James E. Hatch and Robert W. White. Monograph Number 19. 142 pages. 1985

Interest Rate and Stock Index Future and Options: Characteristics, Valuation and Portfolio Strategies, by Robert W. Kolb and Gerald D. Gay. Monograph Number 18. 110 pages. 1985

Takeovers and Shareholders: The Mounting Controversy, by Richard F. DeMong & John W. Peavy, III. Seminar Proceedings. 165 pages. 1985

An Illustrated Guide to Bond Refunding Analysis, by John D. Finnerty. Research Paper. 132 pages. 1984

Understanding Corporate Pension Plans, by Edmund A. Mennis, and Chester D. Clark. Monograph Number 17. 81 pages. 1983

A History of Risk-Premia Estimates for Equities: 1944 - 1978, by Robert F. Vandell and George W. Kester. Monograph Number 16. 136 pages. 1982

Stocks, Bonds, Bills and Inflation: The Past and the Future (1982 Edition), by Roger G. Ibbotson and Rex A. Sinquefield. Monograph Number 15. 137 pages. 1982

Activities/Committees

McIntire School of Commerce

Chair, Faculty Appointment, Reappointment, Promotion and Tenure Committee, 1997 to present

Principal Investigator, Montenegro Executives Training Program (CIPE Funded), 1998 to 1999

Faculty Advisor, McIntire Finance Club, 1997 to present

Board Member, McIntire School Commerce Foundation Board of Trustees, 1996 to 1997

Co-Chair, Director of Continuing Education Task Force, 1996 to 1997

Principal Investigator, Romanian Incubator Project (USIA Funded), 1995 to 1996

Faculty Advisor, McIntire Investment Fund, 1994 to 1999

Principal Investigator, McIntire International Banking School (USAID Funded), 1992 to 1995)

Graduate Committee, 1993 to 1996

Educational Policy Committee, 1993 to 1996

Co-Chair - Self-Study and Reaccreditation Committee, 1992 to 1994

Center Council, 1993 to 1997

Dean's Search Committee, 1991 to 1992

McIntire School of Commerce (continued)

Assessment/Curriculum Committee, 1991 to 1993

Director - Center for Financial Services Studies, 1990 to 1999

Faculty Advisor - T & D Society, 1988 to 1990

Core Course Coordinator, 1988 to 1989

Appointments, Promotions, and Tenure Committee, 1987 to 1994

Curriculum Committee, 1986 to 1989, Chairman (1988), 1991

Faculty Advisory Board, Center for Financial Services Studies, 1986 to present

Area Coordinator for Finance and Dean's Advisory Committee, 1981 to 1982 and 1985 to 1989

Dean’s Development Committee, 1984 to 1987

McIntire Graduate Committee, 1981 to 1982 and 1985 to 1986

Center for Entrepreneurship Task Force, 1985 to 1994

Task Force on Enhancement of Teaching, 1984 to 1985

McIntire Associates Program, 1983 to present

Joint Study Committee of Darden Graduate School of Business Administration and McIntire School of Commerce, 1981 to 1982

Task Force on Goals and Objectives of McIntire School of Commerce, 1980 to 1981

Faculty Secretary, 1980 to 1981

Co-Director and Co-Founder, McIntire Accounting and Finance Research Colloquium, 1978 to 1982

McIntire Speech Contest, 1978 to 1979, (Chairman 1979)

Director and Founder of the McIntire Small Business Institute, 1978 to 1982

Course Coordination Committee, 1977 to 1979

University of Virginia

Secretary to the General Faculty, 1999 to present

University of Virginia (continued)

Public Service and Outreach Planning Commission (Virginia 2020), 1999 to present

University Advisory Committee on Alcohol and Substance Abuse, 1998 to present

Chair, Academic Affairs Committee, Faculty Senate, 1998 to 1999 (member 1996 to 1999)

Executive Council, Faculty Senate, 1998 to 1999

Faculty Senate, 1995 to 1999

Center for Russian and East European Studies, 1994 to present

Interactive Televised Course by satellite (BUAD 382 in 1993 and 1997 and BUAD 395 in 1988) to Clinch Valley College

Graduate Committee, Graduate School of Arts & Sciences, 1993 to 1996

Procurement and Contracts Management, Division of Continuing Education, 1992 to 1997

Small Business Development Center Working Committee, 1986 to 1987

Incubator Facility Working Committee, 1986 to 1987

Proxy Advisory Committee, 1984 to 1987

D.B.A. Dissertation Committee Member for James R. Woody 1980 and George W. Kester, 1983

Chairman, ROTC Committee 1981 to 1983, Member of Committee 1979 to 1985

Tax-Deferred Annuity Selection Committee, 1982; 1989 to 1990

Committee on Faculty Fringe Benefits, 1980 to 1983

Procurement and Purchasing Advisory Committee, 1978 to 1980

Community, Professional and Business:

Abstractor, Contemporary Finance Digest, 1997 to present

Financial Management International Association, Membership Committee, 1997 to 1998

Financial Management International Association, Awards Committee, 1997

Director, Innsfree Village, 1995 to 1998

Community, Professional and Business: (continued)

Virginia Bankers School of Bank Management Board of Trustees, 1992 to present

Consumer Bankers Association, Home Equity Committee, 1991 to present.

Educational Needs Task Force of the International Board of Standards and Practices for Certified Financial Planners, 1992 to 1994. Task Force wrote Education Needs Analysis Technical Resource, Denver: IBCFP, May 1993, p. 137

Reviewer, Journal of Applied Business Research, 1990 to 1993

Director and Charter Member, Board of Directors, Small Business Development Center, 1989 to present

Curriculum Consultant, Rutgers University, 1988

Director and Charter Member, Board of Directors, University Business Innovation Center, 1987 to 1991

Reviewer, Financial Review, 1978 to 1992

Institute of Chartered Financial Analysts Candidate CurriculumCommittee, 1983 to 1985

Program Committee, Financial Management Association, 1983, 1989, 1990 and 1999

Financial Analysts Research Foundation (Research Director), 1982 to 1985

Virginia Small Business Council (Steering Committee), 1981 to 1982

Cochairman, Founder and Charter Member of the Central Virginia SCORE/ACE Chapter, 1981 to 1986

Director and Advisor, Smith-Midland Corporation (Formerly Smith Cattleguard), 1981 to 1988 and 1994 to 1997

Farmers & Merchants Bank Feasibility Study, 1981

Cochairman and Charter Member, Small Business Council of the Charlottesville and Albemarle County Chamber of Commerce, 1980 to 1981

Cochairman, Chancellor Street Cooperative Preschool, 1980 to 1981

Bank of Franklin Feasibility Study, 1980

Director, Small Business Institute Directors Association, 1979 to 1980

President, Region III Small Business Institute Association, 1979 to 1980

Finance Chairman for a local church, 1978 to 1980, 1990 to present

Governor's Task Force on Small Business Development Center, 1978 to 1980

Speeches

Numerous speeches to local groups such as the Jaycees, Kiwanis, Thomas Jefferson Society of CPAs, SCORE/ACE, American Association of University Women, Parents Without Partners, Small Business Council, Virginia Society of Professional Engineers, Women Executives in Business, Air Force ROTC Cadets, Albemarle High School classes, University of Virginia School of Engineering and Applied Science, University of Virginia Curry School and the Chamber of Commerce.

Memberships

Rotary Club (1999 to present)

Association for Investment Management and Research (1991 to present)

Kiwanis Club (President 1989 to 1990) (Member, 1987 to 1992)

The Institute of Chartered Financial Analysts (1981 to present)

The Richmond Society of Financial Analysts (Fellow)(1980 to 1986)

Small Business Institute Directors Association (President-Region III and National Director) (1978 to 1981)

Southern Finance Association (1977 to present)

Eastern Finance Association (1978 to present)

Financial Management Association (1976 to present)

International Council of Small Business (1975 to 1981)

American Finance Association (1974 to present)

Active Corps of Executives (Sponsored by the Small Business Administration) (1974 to 1985)

Special Awards

The Institute of Chartered Financial Analysts Certificate of Achievement, 1986-1987, 1987-1988, 1988-1989, 1989-1990, 1990-1991, 1991-1992, 1992-1993, 1993-1994, 1994-1995, 1996, 1997, 1998, and 1999

Institute of Certified Financial Planners, 1983 Financial Writers Award

Small Business Administration District and Region SBI Case Award, 1979 and 1981

Small Business Administration National Honorable Mention SBI Case Award, 1979

Outstanding Air Force Reservist (Mobilization Augmentee) for the Air Training Command, 1980

National Contractors Management Association second place award for outstanding paper, 1978

Sigma Iota Epsilon (management honorary), 1975

Beta Gamma Sigma (business honorary), 1974

Phi Alpha Mu (social science honorary), 1963

College of William and Mary Graduate Business Fellowship

College of William and Mary's Business Review Editorial Board

Legion of Merit, Distinguished Flying Cross, Five Air Medals, Meritorious Service Award, Air Force Commendation and thirteen other medals or ribbons

Eagle Scout Award

CCE/A Certified Cost Estimator/Analyst 1991

Experience